Most finance apps bury what they actually do under stock photos and screenshots from features that don't exist yet. This isn't that. Below is every screen, every button, every line of math that runs when you open FinTrack. If we don't do it, we say so at the bottom.
FinTrack isn't trying to be your bank, your broker, and your therapist. It's trying to be the one app you open when you're about to spend money you maybe shouldn't.
Ask any money question. Get a real answer with a yes/no/wait verdict.
See it 02 · DailyClaude scans your last 24h overnight and surfaces the three things worth knowing.
See it 03 · SpeedSnap the paper, get the transaction. Merchant, amount, date, category — done.
See it 04 · PlanA yellow line shows the day you'll go over before you actually do.
See it 05 · CashYour balance, projected day-by-day. With a what-if button for big purchases.
See itThe Money Coach is a private chat with Claude — Anthropic's model — that has read your real transactions for the last 90 days. Ask it anything: "Can I afford a $1,200 flight to Lisbon?" or "Where did $400 go last weekend?" and it pulls the actual numbers, not a generic blog post.
Every answer starts with a verdict pill. Green for yes, yellow for wait, red for no. So you know the bottom line before you read the reasoning.
Every night at 6 AM your time, a job runs that asks Claude to read the last 24 hours of activity and pick the three things worth surfacing. They land on your dashboard as cards — not buried, not behind a click.
The three card types are deliberate: a spending alert when a category jumps, a subscription warning when a charge looks recurring, and a goal pacing note when you're tracking toward a target. No empty "hello!" cards.
Tap the floating "+" on the Transactions page, point your phone camera at the receipt, and Claude's vision model reads the merchant, the total, the date, and what category it belongs to. You confirm — or fix one field — and save.
Crumpled receipts work. Photos of the screen at the gas pump work. Even bilingual receipts from a Tim Hortons in Quebec work, because we feed the model both languages.
Most budget apps tell you you've gone over after you've gone over. FinTrack draws a yellow line on each bar showing the day the math says you'll cross — based on your spend rate so far this month. You get a heads-up while the choice is still yours.
Don't know what to budget? After 30 days of activity, FinTrack quietly suggests amounts based on what you actually spend in each category. Tap a suggestion and the budget is pre-filled — you just adjust and save.
The Cash Flow card on your dashboard is a 30-day projection of your balance, day-by-day. It uses your real income dates, your real recurring bills, and a conservative estimate of daily discretionary spending — taken from the smaller of your 30-day or 60-day average so it doesn't over-promise.
Click What If? and try a hypothetical: a $400 purchase, a $1,200 trip, a $90 dinner. FinTrack re-runs the math and tells you yes, wait, or no — and shows the lowest your balance gets after the purchase.
FinTrack scans your transaction history for amounts that hit on a similar cadence — weekly, monthly, every 4 weeks, yearly — and groups them as detected subscriptions. The free trial that became a charge, the gym you stopped going to, the streaming service nobody in the house remembers signing up for.
Each detected sub shows the cadence, the next predicted charge date, and the total it has cost you since it started. Claude then writes a one-paragraph plain-English summary: "These four total $58/month, or $696/year — three of them are entertainment."
A serious money app needs more than three big features. Here's the rest of what's built in — the stuff that doesn't get a hero section but breaks the app if it's missing.
Drop a bank export — Royal Bank, BMO, TD, Wise, WeChat Pay — and FinTrack auto-maps the columns.
English, French, Spanish. Set once and every screen, every email, every AI answer follows.
CAD, USD, EUR, GBP, CNY, JPY, MXN, BRL, AUD, INR and more — symbol and formatting both.
16 sensible defaults to start. Rename, recolor, or invent your own — your taxonomy, not ours.
See every subscription and bill in one place. Add manually or let the detector seed the list.
Every feature on this page is unlocked for 14 days. No credit card before day 1. Cancel in two clicks.
No daily push notifications. The Daily Insights card waits in-app, on your time.
Stripe handles payment, that's it. No selling, no ad networks, no "anonymized" sharing. Export anytime as CSV.
Monthly bar chart of money in vs. out, plus a donut of where this month went — top 5 categories, rest rolled up.
Most "all-in-one" finance apps lie about scope. We'd rather tell you up front so the trial isn't a surprise. If any of these are deal-breakers, this isn't your app — yet.
We don't link to your bank account directly. You import CSVs or scan receipts. Why: Plaid-style connections are unreliable across Canadian credit unions and we'd rather under-promise. On the roadmap once we hit 1,000 paying users.
No brokerage sync, no portfolio P&L, no crypto. Why: Doing investments well needs its own app. Until we can do it as well as Wealthsimple or Trade Republic, we won't ship a worse version.
FinTrack tells you a bill is coming. It doesn't move money for you. Why: Payment rails are regulated and slow to build right. Stay with your bank app for actual transfers.
The web app works on phones — the receipt scanner uses your phone camera — but there's no App Store download yet. Why: One codebase ships faster. iOS and Android come after the web feels finished.
Sign up tonight, scan your first receipt over breakfast, see your first three Daily Insights at 6 AM your time. Fourteen days free, no card up front.
Free for 14 days · Cancel anytime · Just $4.99/mo after